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20 Ways to save at the supermarket

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[Read 1-10 here]


 

 

11.  Don't Meander Around

 

You don't find staples such as milk, eggs and bread all in the same aisle in supermarkets.  The most regularly bought items tend to be spaced around the store, so we have to pass many other tempting goodies.  Have a list and stick to it.

 

12.  Ask for a Raincheck

 

If something is advertised as being on special but the store is sold out, ask the service desk if you can get a raincheck on the product and buy it at the lower price when they have restocked the item.

 

13.  Keep Occupied in the Queue

 

Children's lollies, chocolates and water are all placed by the till.  These are impulse buys, so when you're bored with waiting, you're tempted.  Get out a book or make a call on your mobile to while away those minutes.

 

14.  Shop at Night.

 

If possible, get to the shops between 9pm and midnight, when most markdowns occur.  There are many items reduced, such as cooked chicken, bread, juice, cakes, cheese and fresh meats.

 

15.  Check Use-by Dates and Get a Markdown

 

Look at every use-by date on every item, and if there are one or two days left, ask for a discount. 

 

16.  Shop Online

 

You won't be tempted to impulse buy, and you can keep track of your spending.  Plus, you won't spend an hour of your life bribing the kids to behave!  If you go over budget, just delete non-essential items from the list.

 

17  Look High and Low on the Shelves

 

The most profitable stock for supermarkets is placed at eye level (or at children's eye level, if it's targeted at them.)  But look at the higher and lower shelves and you'll usually find the best deals.

 

18  Learn to Read The Labels

 

Food has a longer shelf life than you may imagine.  Check the Use-By Guide to find out what labels really mean.

 

19  Buy Generic Over-the-Counter Medicines.

 

"In Australia we can be confident that generics and branded pain-killers are the same and work in the same way," says Judith Mackson of the National Prescribing Service.  "Just remember to check with your pharmacist that whatever you've chosen will suit you, your symptoms and your medical history."  The only difference?  Price.  A recent study by CHOICE magazine found you'll save almost 50 percent on average by switching to generic brands.  Check with your GP first.

 

20  Don't Make Multiple Trips

 

Avoid going to the supermarket more than once a week.  You always spend more than you need there.  When you do go, have a list and stick to it.

 

Source:  Woman's Day

 

The current downturn in the market can be a huge opportunity for the wealthy. This is a fantastic time for you to pass assets on to your heirs at a major discount.

For those of you who aren’t facing estate taxes yet, there’s loads of other opportunities to capitalize on now that will make it more likely that estate taxes will be one of the good problems you have to worry about.

 

 

 

Time Management - STOP and be aware of how you are using the precious time of your life. Receive lots of tips and tools to be more organized and productive. Reduce stress, chaos and procrastination as you gain freedom and achieve more results. Workbook includes 30 days of email support. 
 

Lemons Add Zest to Life 

Lemon trees laden with their winter crop, boughs drooping under the weight of many hued lemons: dark green, lighter green becoming suffused with yellow, vibrant yellow bursting with life, then as they go unpicked and overripe a flush of orange seeps into the knobbly fruit. Until I came to South Africa lemons came from a shop: smooth, uniform yellow skins all year round. Now I have learned to
appreciate their seasonal bounty, struggling to use up all the fruit in winter, hoarding away the squeezed juice of the excess lemons in the freezer for summer, when the lemons must come from the shop again and are more expensive and less juicy.

This is the time to think up a hundred and one ways to use a lemon

 

Anyone who has kids knows that any life with kids is going to be complicated, at least to some degree. From extra laundry to bathing and cooking and shopping and driving and school and chores and crises and sports and dance and toys and tantrums, there is no shortage of complications.

You won’t get to ultra-simple if your life includes children … but you can find ways to simplify, no matter how many kids you have.