Lots of people think the holiday season is the time of year when budgets and limits can go right out the window. Some people may start out with a budget, but then they see that absolute-must-have-can't-live-without present and their carefully-contrived budget goes right out the window.

If you think you have to spend a ton of money to have a great Christmas, think again. And, just because you set a budget for yourself doesn't mean you're "cheap"; it means you're "smart".

But how do you spend wisely at Christmas time without looking "cheap"?

Follow these 5 tips:

1. Harness the power of gift cards.

They're small, they can be purchased right at the last minute, and they let you set the price you want to pay. Have a gadget-lover in the family? Get a Best Buy gift card. Even if $10 or $20 won't pay for that set of speakers he's had his eye on, it'll help defray the cost a bit.

Have a teenage son who's impossible to shop for? Get him an iTunes gift card. Even $10 will get him about 10 songs he'll love.

Have a cousin that never seems to pull his head out of a book? Get him a gift card to Barnes and Noble, Amazon, or his local bookstore.

Have a pre-teen daughter who loves to hang out with her friends at the movies? Give her a $10 gift card to your local movie theater. It'll pay for two matinee tickets. Or, get her a gift card to Blockbuster and throw in a microwaveable bag of popcorn or a box of her favorite candy to munch on.

The best part about gift cards is you can tailor them to anyone's interests. If it's Christmas Eve and you're stuck finding a present for someone, go buy them a gift card. If you want to avoid the mall altogether, most grocery stores have a ton of gift cards to choose from right at the registers!

2. Indulge someone's sweet tooth.

If you have a coffee lover in the family, Starbucks has products that won't cost you an arm and a leg. Even if you only have $10 to spend, you can get your coffee-loving loved one a pouch of freshly-ground coffee, a new mug, or a new type of biscotti they'll be sure to enjoy.

Or, if your recipient is more into ice cream, head to Cold Stone Creamery - where you can get a pint of their favorite flavor. If you look wisely, you might even be able to find a few coupons to enclose with the gift!

3. Focus on accessories.

You might not be able to afford the latest gadgets, but thanks to SkinIt.com you can accessorize gadgets! At SkinIt, you can pick from thousands of "skins" that go on laptops and mobile devices - sort of like a giant sticker. Each "skin" is about $15, and it can give even an old gadget a brand new feel!

4. Help with bigger purchases.

OK, so you might not have the money to pay for your best friend's calls back to her homeland, but you can give her a prepaid phone card that helps offset some of the charges.
Even if you only spend $10 or $20, your friend can talk to people all over the world - thanks, in part, to you!

5. When in doubt, head to Amazon.

Amazon has great deals on just about everything. Even if you're stuck on a present for the pickiest person you know, you can rest easy giving them a $10 or $20 gift card to Amazon. If you want to be really unique, you can even have a gift card sent to your friend in a Facebook post!

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"Scars remind us where we've been - they don't have to dictate where we are going."


Joe Mantegna





I find, by close observation, that the mothers are the levers which move in education. The men talk about it . . . but the women work most for it.

-- Frances Watkins Harper

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 Wouldn't it be nice if life came with an instruction book that told us how to overcome this problem? Well - guess what? It does and you are looking at the solution in this innovative online course.

An aide comes in with a note. Someone's cell phone rings repeatedly. A baby cries. Two people chatter. An audience member faints. The fire alarm goes off.

For many presenters who haven't had public speaking training, interruptions like these destroy their concentration, the mood they have set, and their overall impact. How can you be the exception? By learning these public speaking techniques to stay in control. We have split the speech interruptions into two types: annoying and serious. They should, obviously, be handled differently.

Minor interruptions:

Control is key.

Whatever the situation, let the audience know that you are not only aware of it, but that you will handle it. When something unusual happens in a group situation, everyone becomes tense. There is an individual and group feeling that somebody should do something about it. You need to be that 'somebody'.

First, acknowledge the interruption. Ask the aide who he/she is looking for. Tell the cell phone offender that while you all love his special ring, you'd appreciate him and everyone else turning off their phones. Also ask if he needs to leave to take the call. For the crying baby, you might make a joke about agreeing with the baby's complaint because what you are discussing is a terrible situation, then invite the parent to take the child out for a stroll.

Gabbers in your audience are a special case, because you don't know whether they are discussing last night's hockey game or making fun of what you are saying. Depending upon your confidence level, you have a couple of options.

The most dramatic way of bringing attention to the situation is to stop dead. For a few seconds, the chatters will continue to chat and others will become very uncomfortable and probably stare at the offenders and back at you. You can then make some comment about "just checking to see who was actually presenting".

While a tempting technique, this has enormous risk in that not only will the chatters probably dislike you for embarrassing them, but the rest of the audience may resent being made a part of the obvious reprimand. Still, if you have exhausted all other approaches and they keep on talking, you may want to resort to this public speaking technique.

Before you do, however, here are a couple of other options. The simplest is to look directly at the offenders and ask, "Do you have a question about what I just said?" In most cases, this will remind them that they should use their ears rather than their mouths. If it is a small group, you can walk over beside the chatters, stop and focus your comments at them. They will quickly get the point.

Interruptions with health or safety implications:

Control here is vital.

You are the person with the microphone and with the attention of the group. Use it.

It goes without saying that you will immediately stop your presentation and deal with the emergency. If it is a medical emergency and you are not a medical person, ask if there is a doctor or nurse in the audience. If there is, direct them to the person in distress. Also, ask the rest of the group to make room for both. If none is available, ask a specific person to call for an ambulance - otherwise, wait until the medical person determines the severity of the situation, then ask. If it is determined to be a minor incident, ask the people around the person in difficulty to escort him or her from the room.

If it is a safety issue, eg.) the fire alarm goes off, stay calm and encourage others to stay calm and leave the room in an orderly way (you should, before your speech, have checked out where they should go once they leave the room). Keep them moving quickly but orderly. You are the captain of the ship: you leave last!

OK, we've had all this excitement and now you have to finish your speech! How to start again?

After the medical emergency has cleared the room (and you have figured out what to drop from your presentation to fit the time loss), thank everyone for their support of the patient, give them a synopsis of his or her condition, and let them know you will still finish on time. Sadly, they may care more about that than about the person who had the problem. Now, tell them where you were in your talk and continue.

If it was a safety interruption, chances are you will have almost no time to complete your talk. If this is the case, make some comment about them being a supportive group with whom to share an emergency, and offer to post your presentation on a website so they can get the information. Then, leave them with a memorable thought, poem, etc. from your ever-present presentation 'kit bag.'

Interruptions, whether major or minor, need not disrupt your presentation or shake your confidence. Use these public speaking techniques as part of your preparations, and you'll be able to pull it together and save your speech!

.................................................................................
Delva Rebin is part of a family of professional speakers. Collectively, Norm, Delva and Niki Rebin have spoken to, trained or coached over one million people. The biggest question they are asked is: "How can I control my public speaking fears?" For your FREE e-book download, "50 Tips for Calming Your Public Speaking Nerves," visit here.

 

You can start maintaining your naturally good memory by learning how to use memory tools. The snapshot method can help you further since it involves a lot of imagination. Use the scenario below to practice memorization.

Although there are many factors which affect good memory, memory exercises are proven effective ways to keep your memory strong.

Imagine yourself with your friends in a fast food chain. You have been asked to place the order for all your friends at the counter.
There are four of you and each of the orders are different. The line is long and you need to get the orders fast since all four of you are already hungry. No time to jot down the orders.

Bob wants large fries and a double-patty burger Cecile wants a nacho chili with lots of cheese and a large sized milkshake John wants a medium sized pizza with lots of mozzarella cheese You want a double patty chicken burger, large fries and a soda

As you approach the counter, run the food that you and your friends want to eat in your thoughts. Since your friend Bob wants large fries and a double-patty burger, think of Bob walking around wearing a double-patty burger suit and a large fries hat on his head. Next, since Cecile wants a nacho chili, think of her babysitting cheese, chili and nacho chips in her arms; each baby drinking from a bottle of milkshake. With your friend John, think of him riding a motorcycle with medium sized pizza pans as the wheels. His mozzarella cheese perfume is oozing in the wind. As for you, imagine yourself tending a Siamese twin chicken which can only be fed with fries and a soda.

The association here is determined between your friend and the food he/she desires. It's also important to hold on to the details you are able to make, since its what's going to help you more in terms of retaining and recalling the information later on.

Try to repeat the scenario several times in your head to complete your memorization exercise and you'll slowly develop a good memory.
You'll also get the ordered food right.

Click here to learn more about memorizing using the Snapshot technique and other memory improvement techniques.  Photo by Kelly Sikkema on Unsplash

 

What you do speaks so loud that I cannot hear what you say.

 -- Ralph Waldo Emerson (bio)

They allow you to provide more detailed information than you would put on a slide. They give your audience something to take away from your presentation, to review later. They are one more way for your listeners to be reminded of you and your key messages.

Handouts are especially useful if your presentation is highly technical or complex. They can further explain important information. For example, you may want to include in your handout supporting data that you chose not to include in your presentation, such as contact information, case studies, references, marketing literature, or other collateral materials.

Your handout also can serve as a summary of your key points. In any case, your handout can include more detailed information than you may have had time to cover in your presentation, or which — for your own good reasons — you've chosen not to include in your presentation.

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The best speeches don't sound like speeches, and the best speakers make listeners feel as though they are being addressed directly. The trick is to make every presentation as natural and direct as a one-on-one conversation.

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"Dare to reach out your hand into the darkness, to pull another hand into the light." —Norman B. Rice